Quick Life Insurance Quotes

Life insurance is a way for individuals to provide for family members in the event of their death. Whether the insured is a wage earner, stay-at-home parent, single adult, or a senior, they can relieve their family of financial concerns with a life insurance policy to cover their financial obligations, including final expenses, mortgage payments, […]

How To Compare Life Insurance Quotes

Completing a life insurance comparison is a tried and true way to find the lowest prices on items people use every day. Life insurance is necessary to protect the financial future of families, and consumers who compare life insurance quotes will always save money on the best coverage and cheap rates. We offer consumers the opportunity […]

Whole Life Insurance Pros and Cons

When buying whole life insurance, it is important review the pros and cons of a whole life policy. Like all types of life insurance policies, there are advantages and disadvantages that should be considered before deciding which coverage best meets an individual’s needs and budget. Because each family needs to compare and determine the different […]

Final Expense Life Insurance

Final expense life insurance is available in both term and whole life policies and is intended to cover funeral costs, medical bills and any other debts left when an insured dies. The death benefit is usually between $10,000 and $50,000 to cover all final expenses. Most people who purchase final expense life insurance are over […]

Survivorship Life Insurance

Survivorship life insurance is a way to insure two people under one whole life insurance policy, and is most often used to insure a married couple or two business partners. The two types of survivorship life insurance polices are first to die policies, most often used by business partners, and second to die life insurance, […]

Level Term Life Insurance Quotes

Level term life insurance is the most basic and affordable type of life insurance available, and consumers who get and compare level term life insurance quotes will quickly realize this policy is the cheapest life insurance you can buy. Level term life policies offer pure life insurance, have term periods that may be as short as […]

Term Life Insurance Rates By Age

While life insurance companies consider many risk factors when determining insurance rates, the single biggest factor is the age of the insured person and medical health and history. Because younger individuals have lower mortality rates than older people or senior citizens, and life insurance rates are based on statistical probabilities that an individual will die […]

Whole Life Insurance As An Investment

Whole life insurance as an investment can have many pros and cons. Whole life insurance can be used as an investment option for financial planning because it accrues cash value over time, making it a safe investment in the long-run. Since whole life is permanent, it guarantees that the death benefit will remain in effect […]

Limited Payment Life Insurance

The provisions of limited whole life insurance, also known as limited payment life insurance, are similar to those of standard whole life policies, but the premiums are guaranteed to stop when the insured person reaches 65 years of age. The policy is permanent and the death benefit remains in force when the premiums cease; however, […]

Modified Life Insurance

Traditional term life insurance offers cheap monthly premium payments when you are young, healthy, and low-risk. However, as you age, your rates on a renewal policy will increase. With modified life insurance, there are several available payment options, which means you may choose to start with low payments that increase over time, or start with […]